Merchant services
Merchant Services and Credit Card Processing for Small Businesses
Integrity Pay Systems has helped merchants accept payments for 15 years. Based in Mobile and expanding into Tuscaloosa with a branch planned for Q4 2026, we explain merchant accounts, card processing, and POS costs in plain language. Drive Revenue. Cut Costs.
What our merchant services include
Every business takes payments differently. We match the setup to how you sell — at the counter, at the table, online, or on the go.
- Merchant account setup
- Credit and debit card processing
- ACH and online payments
- POS systems and card terminals
- Online store payment integration
- Ongoing local support
Lower processing costs, explained honestly
Many merchants pay more than they need to because their pricing is hard to read. We review your statement, explain every fee, and show you options such as dual pricing that may reduce what you pay.
Actual savings depend on your current processing arrangement, your mix of transactions, how a program is set up, and the rules that apply to your business. We never promise zero processing costs.
Why merchants choose IPS
We're a merchant-first company: clear pricing, no confusing fine print, and a team you can actually call.
- 15 years in payment processing
- Free processing statement reviews
- Dual pricing programs
- Websites and POS from the same team
Frequently asked questions
How do you serve Mobile and Tuscaloosa businesses?
+
IPS is based in Mobile, and the Tuscaloosa branch is planned for Q4 2026. Both cities are primary markets; Northport and surrounding communities are secondary markets. Contact the team to confirm consultation arrangements and timing.
Can you review payment processing for salons?
+
Yes. We can discuss service payments, tips, retail product sales, and your current software with salons in Mobile and Tuscaloosa. Available connections depend on equipment compatibility.
How long does it take to get set up?
+
It depends on your business and equipment. We'll walk you through the timeline during your consultation.
Can you work with my current equipment?
+
Often, yes. We'll review what you have and tell you whether it can be reprogrammed or should be replaced.
Do you offer a free statement review?
+
Yes. Send us a recent processing statement and we'll review it at no charge.
Find out what you could save
Request a free processing statement review or schedule a merchant consultation with the IPS team.