Know what you are really paying
Integrity Pay Systems teaches merchants how processing fees work, why many statements are confusing, and how dual pricing or cash discount programs can help eliminate the monthly processing bill.
Tailored for you and your business
If you use QuickBooks, Biller Genie can help with card-not-present payments, dual pricing, ACH processing, and payment integration so invoices are paid faster and marked paid automatically.
Processing facts merchants should know
- Banks often hand processing to third parties, which can add markup and confusion.
- Tiered pricing can hide processor profit and make statements harder to compare.
- Interchange cost is the card-network hard cost, while markup is where processors profit.
- Rewards card costs are ultimately paid by the merchant accepting the payment.
Two transparent paths
Integrity Pay Systems focuses on simple choices: true interchange cost-plus markup for low-cost processing, or cash discount and dual pricing programs designed to eliminate the merchant's processing bill.
With dual pricing, the customer sees a cash price and a card price, while the merchant works toward no monthly processing bill from Integrity Pay Systems.
Education before contracts
The goal is to help merchants understand their rights, avoid long-term contracts with early termination penalties, and choose a processor that acts like a business partner.